Champoux Financial Group
Mortgage loan
Purchasing real estate is a decisive moment in a person’s life or business strategy. At Champoux Financial Group, we help you navigate this milestone with complete peace of mind thanks to clear, personalized, and regulated mortgage solutions tailored to your needs and financial situation.
Our mortgage loan offers are designed to support a wide variety of real estate projects, whether you’re buying, building, renovating, or optimizing your current financing options. We offer flexible and secure solutions tailored to your situation and your financial goals.
This type of financing can cover the acquisition of a primary or secondary residence, the purchase of a rental or mixed-use property, or the construction of a single-family home. It is also ideal for major renovation projects or major renovations, provided that a mortgage guarantee can be provided. Finally, a mortgage loan can also be used to refinance an existing loan, allowing you to obtain more advantageous terms.
We work with licensed financial institutions in both the United States and Europe, acting as an authorized intermediary to offer mortgage products in strict compliance with the current regulatory framework, including TRID, TILA, RESPA regulations, as well as European Directive 2014/17/EU. Our commitment: to guarantee you a compliant, transparent, and tailored solution.
The process of obtaining and benefits
- Initial confidential meeting to understand your project
- Assessment of your borrowing capacity and down payment
- Mortgage pre-approval (optional but recommended)
- Preparation of the complete application (income, supporting documents, property targeted)
- Simulation and search for the most advantageous offer
- Signing of the loan agreement and finalization at the notary/closing agent
- Amounts up to several million, depending on your profile and project
- Fixed or variable rates negotiated with partner banks
- Flexible terms (10 to 30 years)
- Legal and tax support
- Strict compliance with deadlines and regulatory obligations
- Customized borrower insurance available
Cost
of Work
Yes, but under certain conditions: excellent credit history, solid mortgage guarantee, or creditworthy co-borrower.
Identity documents, proof of income, bank statements, tax returns, property details, appraisal report.
Both are possible. We help you choose based on your situation (income stability, project duration, risk tolerance).
On average, 15 to 45 days, depending on the bank, processing times, and country of residence.
Apply for your mortgage loan now
Call expert
+33 1 84 88 52 90
Write email
Contact@officelewis.com
Visit office
27 Rue de la Paix, 75002 Paris, France